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Expertise • Integrity • Results

Whether you are a first-time homebuyer, seasoned buyer, looking to refinance, consolidate debt, or tap into your home equity - we can help!
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What Our Clients Think of Us
"Michael Waterman Home loans is the only lender I would recommend. He and his team worked diligently and made our family’s dream of owning a home come true. I cannot express enough how grateful I am to have found this team. He explained different approaches and ways to get us what we needed and he even set us up with a realtor that was just as dedicated and patient. Every step of the way was explained and gone over so that we understood every detail. Thank you, Michael!"
Aaron & Stacy G, Petaluma
"I highly recommend Michael and his team! They did everything and more to make the financial side of home-buying easy. Michael has access to good mortgage rates and I relied on him to help me choose the best mortgage for me. I had lots of questions. Michael was responsive and generous with his time. He went far beyond expectations by working through scenarios to avoid a mortgage contingency even if the sale of my old house didn't close before the purchase of my new home. Michael's team was friendly and efficient making the paperwork as easy as possible. You can't go wrong with Michael!"
Gail A, Santa Rosa
"Michael and his team were fantastic to work with. They helped make the process of securing our loan and understanding everything about the loan extremely easy. If you are looking for someone that will go above and beyond to help you through the process, Michael is the person to go to. Thank you again for everything you did for us!"
Brock & Nikole W, Rohnert Park
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